PRIVACY POLICY

Greenday Finance LLC (“Greenday Finance”, “we”) respects your privacy and are strongly committed to keeping secure any information we obtain from you or about you. This Privacy Policy describes our practices with respect to personal data we collect from or about you when you use our website and applications or you engage with us through a sales representative (collectively, “Services”).

This Policy applies to visitors of our website, Greenday Finance’s prospective clients, and clients (“individuals” or “you”), as applicable, in the course of using our Services or visiting our website, where Greenday Finance is the data controller responsible for processing your Personal Data. This Policy applies to personal data, as defined below in Section 1, we collect to provide you with Services.

If you do not agree with our policies and practices described in this Policy, please do not use our Services, do not visit our website, and do not provide your information to Greenday Finance.

1. WHAT PERSONAL DATA WE PROCESS AND HOW
Personal data is information that relates to an identified or identifiable natural person. An identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person. Personal data does not include any anonymized and depersonalized data where an identity is absent or has been removed and cannot be recovered.

Below are the categories of information, including personal data that we may collect or share for a business purpose as permitted by law and depending on the Services you receive

(a) Information provided voluntarily by you:
Contact information, such as name, email address, phone number, billing information, physical address, Zoom / WhatsApp and similar services information, call recordings, information you input in open text fields in help/contact us forms.

Customer support information, such a summary of the problem you are experiencing, and any other documentation or information that would be helpful in resolving an issue submitted to us.

Social Media Information: We have, or may have in the future, pages on social media sites like Instagram, Facebook, X, YouTube and LinkedIn. When you interact with our social media pages, we collect Personal Data that you choose to provide to us, such as your contact details (collectively, “Social Media Information”). In addition, the companies that host our social media pages may provide us with aggregate information and analytics about our social media activity.

Other Information You Provide: We collect other information that you may provide to us, such as when you participate in our events or surveys or provide us with information to establish your age or identity (collectively, “Other Information You Provide”).

(b) Information we collect automatically from you:

Analytics information, such as when you visit and interact with any of our Services. This information includes the features you use or the links you click on.

Device information, your connection type and settings, information about your operating system, browser type, IP address, URLs of referring/exit pages, device identifiers, and crash activity, collected through cookies, web beacons and similar technologies.

 Cookies and Similar Technologies: We use cookies and similar technologies to operate and administer our Services, and improve your experience.

(c) Personal Data we Receive from Other Sources:

We collect information from other sources, like information that is publicly available on the internet, in particular to develop the models that power our Services. We also receive information from our trusted partners, such as security partners to protect against fraud, abuse, and other security threats to our Services or marketing vendors who provide us with information about potential customers of our business services.

2. HOW WE USE YOUR PERSONAL DATA

We may use Personal Data for the following purposes:
To provide and maintain our Services;

To improve and develop our Services and new features and conduct research;

To personalize your use of our Services, applications, or platforms;

To provide customer support and resolve issues, or customer queries;

To communicate with you, including to send you information or marketing about our Services and events;

To prevent fraud, criminal activity, or misuses of our Services, and to protect the security of our systems and Services; and

To comply with legal obligations and to protect the rights, privacy, safety, or property of our users, us, our affiliates, or any third party.

Aggregated or De-Identified Information. We aggregate or de-identify Personal Data so that it can no longer be used to identify you and use this information to analyze the effectiveness of our Services, to improve and add features to our Services, to conduct research and for other similar purposes. In addition, from time to time, we may share or publish aggregated information like general user statistics with third parties. We collect this information through the Services, through cookies, and through other means described in this Privacy Policy. We will maintain and use de-identified information in anonymous or de-identified form and we will not attempt to re-identify the information, unless required by law.

Type of Personal Data:
Contact information
Content information
Customer support information
Other information you provide
Analytics information
Device information

Third-Party Analytics and Tracking Tools: We may use tools such as Google Analytics, Meta Pixel, or similar technologies to track usage and engagement across our website. These tools may collect data about your online activity across different websites. You can opt out by visiting tools such as https://optout.aboutads.info.

To provide and maintain our Services

Cookies and Similar Technologies
Purpose of collecting Personal Data:
To provide and maintain our Services;
To improve and develop our Services;
To communicate with you, including to send you information or marketing about our Services and events;
To prevent fraud, criminal activity, or misuses of our Services; and
To comply with legal obligations and to protect the rights, privacy, safety, or property of our users, us, our affiliates, or any third party.

3. CHILDREN’S PRIVACY
This policy and the Services are meant for adults. We do not knowingly collect personally identifiable data from persons under the age of 13, and strive to comply with the provisions of COPPA (The Children’s Online Privacy Protection Act). If you are a parent or legal guardian and think your children under 13 has provided us with information, please contact us at your earliest convenience. You can also write to us at the address listed at the end of our website. Please mark your inquiries “COPPA Information Request.”

4. RETENTION
We retain personal data about you necessary to fulfill the purpose for which that information
was collected, consistent with applicable laws.

How long we retain Personal Data will depend on a number of factors, such as:
Our purpose for processing the data (such as whether we need to retain the data to
provide our Services);
The amount, nature, and sensitivity of the data;
The potential risk of harm from unauthorized use or disclosure of the data;
Any tax, accounting, audit or legal requirements that we are subject to.

When the personal data collected is no longer required by us, we and our service providers will perform the necessary procedures for destroying, deleting, erasing, or converting it into an anonymous form as permitted or required under applicable laws.

When we destroy your personal data, we do so in a way that prevents that information from
being restored or reconstructed.

5. DISCLOSURE OF PERSONAL DATA
In certain circumstances we may disclose your Personal Data to:
Vendors and Service Providers: To assist us in meeting business operations needs and to perform certain services and functions, we may disclose Personal Data to vendors and service providers, including providers of hosting services, customer service vendors, cloud services, content delivery services, data warehouse services, support and safety monitoring services, email communication software, web analytics services, payment and transaction providers, and other information technology services providers. Pursuant to our instructions, these parties will access, process, or store Personal Data only in the course of performing their duties to us. These third parties have limited access to your information, may use your information only to perform agreed tasks, and are prohibited from disclosing or using your information for other purposes.

Third-Party Websites and Services: Our Services may involve integrations with, or may direct you to, websites, apps, and services managed by third parties. By interacting with these third parties, you are providing information directly to the third party and not Greenday Finance and is subject to the third party’s privacy policy. If you access third-party services, such as social media sites or other sites linked through the Services (e.g., if you follow a link to our LinkedIn or X account), these third-party services will be able to collect personal data about you, including information about your activity on the Services. If we link to a site or service via our Services, you should read their data usage policies or other documentation.

Government Authorities or Other Third Parties: We may share your Personal Data, including information about your interaction with our Services, with government authorities, industry peers, or other third parties in compliance with the law (i) if required to do so by law or in the good faith belief that such action is necessary to comply with a legal obligation, (ii) to protect and defend our rights or property, (iii) if we determine, in our sole discretion, that there is a violation of our terms, policies, or the law; (iv) to detect or prevent fraud or other illegal activity; (v) to protect the safety, security, and integrity of our products, employees, or users, or the public, or (vi) to protect against legal liability.

Affiliates, Business Transfers: We may disclose Personal Data to our affiliates, meaning an entity that controls, is controlled by, or is under common control with
Greenday Finance. Our affiliates may use the Personal Data we share only in a manner consistent with this Privacy Policy. If we are involved in strategic transactions, reorganization, bankruptcy, receivership, or transition of service to another provider (collectively, a “Transaction”), your Personal Data and other information may be disclosed in the diligence process with counterparties and others assisting with the Transaction and transferred to a successor or affiliate as part of that Transaction along with other assets.

With Your consent: Greenday Finance will otherwise disclose personal data when you give us permission or direct us to disclose this information, including as a part of our Services.

6. DATA SECURITY
The security of your personal information is important to us. We protect your Personal Data through generally accepted security standards and technical and organizational measures designed to mitigate the risk of unlawful or unauthorized access, destruction, loss, alteration, disclosure, or use of your Personal Data. The measures are designed to provide a level of security appropriate to the risk of processing.

The Internet is not 100% secure. We cannot promise that your use of our Services will be completely safe. We encourage you to use caution when using the Internet. We use reasonable means to safeguard personal information under our control.  A user id and a password may be needed to access certain areas of our Services. It is your responsibility to protect your username and password. 

7. DATA TRANSFERS
Information we maintain may be stored in or outside of the United States. If you live outside of the United States, you understand and agree that we may transfer your personal information to the United States. Our Services are intended for use in the United States and are subject to the laws of the United States, which may not provide the same level of protections as those in your own country. 

8. YOUR PRIVACY RIGHTS
You may make certain choices regarding your personal data as permitted under applicable privacy laws. You may make these choices free of charge except as otherwise permitted under applicable law. We may ask you to further confirm your identity and limit Our response to your requests as permitted under applicable law.

Individual Privacy Rights

Your privacy rights include:
Right to be Informed: You have the right to be informed about the collection and use of your personal data.
Right to Access: You have the right to view and request copies of your personal data.

Right to Rectify or Correct: You have the right to update the personal data that we have collected about your directly or indirectly, including personal data collected by a service provider or contractor on our behalf.

Right to Request Erasure (Right to be Forgotten): You may request that we delete your personal data, subject to certain limited exceptions. For example, we may retain an archived copy of your records consistent with applicable law, to comply with legal obligations, or for other legitimate business purposes. We will use commercially reasonable efforts to honor your requests.

Right to Data Portability: You have the right to request that we transfer data that we have collected to another organization, or directly to you under certain conditions.

Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data under certain conditions.

Right to Withdraw Consent: You have the right to withdraw previously granted consent to process your personal data.

Right to Object to Processing: You have the right to object to our processing of your
personal data, under certain conditions.

 Right to Object to Automated Processing: You have the right to object to decisions
being made with your information solely based on automated decision making or
profiling. We do not currently engage in automated decision-making or profiling.

To exercise any of your above rights you may submit your request at privacy@greendayfinance.com.

 9. JURISDICTION
If you are a consumer located in the United States (“US”), we process your Personal Data in. accordance with US privacy laws, including the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 (“CCPA”).
Greenday Finance does not sell or share personal data with third parties in exchange for payment. However, we may provide the personal data of individuals who visit our website to third party partners, such as advertising partners, analytics providers, and social networks, who assist us in advertising our products and services to you. This may be considered a data “sale” or “sharing” as those terms are defined under the CCPA and other applicable US privacy laws. To our knowledge, Greenday Finance does not sell personal information of minors under 18 years of age.

As a U.S. consumer and subject to certain limitations under U.S. privacy laws, you may have choices regarding our use and disclosure of your Personal Data. In addition to the rights outlined in Section 8, other rights include:

Exercising the right to know: You have a right to request additional information including the categories and purposes for which your Personal Data is collected and the third parties with whom your Personal Data is disclosed to.

Exercising the right to opt-out from a sale or sharing: We do not sell or share your Personal Data in exchange for payment. Where legally required, we provide you with the option to opt out of targeted advertising.

To submit a request to exercise any of the rights described above, please contact us at .

10. CHANGES TO OUR PRIVACY POLICY
We reserve the right to amend this Policy at our discretion and at any time. We will do so by updating this Policy. Amended terms take effect upon being incorporated into this Policy, and your continued use of the website constitutes acceptance of any updated terms.

11. CONTACT INFORMATION
If you have questions or comments about this Policy, our other privacy notices, the ways in which we collect and use your information, your choices, and rights regarding such use, wish
to exercise your rights, or want to message us please contact us at

Greenday Finance LLC
333 Third Street, Suite 1
Laguna Beach, CA 92651
privacy@greenday.finance
Re.: Privacy Policy

12. COOKIE PREFERENCES AND CONSENT
When you visit our website, we may use cookies and similar tracking technologies to personalize your experience, analyze site traffic, and deliver targeted advertising. You will be presented with a cookie banner where you may “Accept All,” “Reject All,” or “Customize” your preferences. You can also manage your preferences at any time by clicking “Cookie Settings” in the website footer.